Small- to medium-sized business owners are understandably concerned about the state of health insurance in the country. It used to be that the expectations of the staff on benefits and employer-provided insurance was pretty straightforward, but now things are a lot more complicated. Companies are offering new types of perks and benefits to their employees.… Read More


Approximately 50 percent of the American workforce relies on their employer for health insurance coverage. When it comes to selecting a health insurance plan for their employees, business owners want to provide the best coverage to their employees at the most economical cost. In order to accomplish this, small to midsize business owners should work… Read More


From doctors to lawyers to group health insurance professionals, we join our professional association for many reasons. Some join for continuation education, some for advocacy, and others for networking. In the group health insurance business where lately the only constant is change, I belong to our local, state and national associations for all these reasons.… Read More


It currently takes an average of 31 days to fill a position vacancy in the United States, according to a recent report by Deutsche Bank. This is the longest span ever, contrasted against 15 days to fill a job in 2009. As if to confirm the report, the National Federation of Independent Business (NFIB) recently… Read More


When obtaining health insurance for your small business, discuss with your employees the importance of maintaining a strong rapport and relationship with their primary care provider or physician. Indeed, the patient-doctor connection can be as important as an employee’s access to benefits. Why? Overall, a strong doctor-patient bond equates to better overall healthcare for your… Read More


Health coverage for employees presents one of the most critical decisions an employer encounters. Fortunately, because of innovative group plans, valuing your employees’ overall health does not need to strain your company’s budget. Credit the reference based pricing (RBP) program and group health insurance plans for the availability of an affordable employee plan. They allow… Read More