5 Ways to Help Employees Choose the Right Primary Care Doctor

One of the most appreciated benefits employees have is their health coverage. But, there’s more to satisfactory coverage than just getting enrolled in a plan. Employees at your business also have to pick out the right primary care doctor and provider for them to get full use out of their employer-provided health coverage. While choices… Read More


3 Ways Employee Input Can Reduce Absenteeism

  With employee absenteeism on the rise, employers are seeking more innovative ways to retain good workers and create environments that are conducive to increased productivity, employee loyalty, and fewer missed days of work. Employee input is used in many organizations with very good results. Absenteeism is a costly problem for companies. It is estimated… Read More


5 Tips for Reducing Absenteeism in the Workplace

It is difficult for teams to be fully productive when you’re a member down, especially in these days of incredibly collaborative work and tight budgets. There are rarely enough hands available to get through the work when you’re fully staffed, much less when one or two key members are missing from your team. While absenteeism… Read More


6 Reasons Why My Health Insurance Broker Would Recommend a HSA

  There are many benefits to having a Health Savings Account (HSA). It can be used as a complement to a high deductible health plan, or even used as a vehicle for savings. One survey showed that 41% of employees who enrolled in an HSA did it to save for future healthcare needs while 21%… Read More


Why Your Benefits Package Includes an Annual Wellness Screening

  The annual wellness screening is now part of employee benefits in all organizations, leaving some employers as well as employees wondering what the advantages are of this addition – and more to the point, why it was made.   Benefits of an Annual Wellness Screening There are a number of ways that employees can… Read More


7 Questions to Ask Your Potential Employee Benefits Broker

  One of the largest expenses for any business are benefits offerings, and it is also the benefit that can be the most challenging to administer for Human Resources staff members. The trust that you must have with your employee benefits broker is exceptional, as this is the individual or group with whom you are… Read More


How an Employee Benefits Program Can Reduce Absenteeism

  Employee absenteeism is a significant problem in the American workplace. According to the CDC Foundation, employers lose an estimated $225.8 billion in productivity losses each year due to absenteeism. Per employee, that’s around $1,685 which is substantial and can be crippling to smaller businesses. What’s more, of the 10 most expensive health conditions for… Read More


From doctors to lawyers to group health insurance professionals, we join our professional association for many reasons. Some join for continuation education, some for advocacy, and others for networking. In the group health insurance business where lately the only constant is change, I belong to our local, state and national associations for all these reasons.… Read More


It currently takes an average of 31 days to fill a position vacancy in the United States, according to a recent report by Deutsche Bank. This is the longest span ever, contrasted against 15 days to fill a job in 2009. As if to confirm the report, the National Federation of Independent Business (NFIB) recently… Read More


The ACA currently protects individuals from being denied coverage due to pre-existing conditions. Specifically, it prohibits both exclusions of coverage of specific benefits and complete exclusions from a plan or coverage based on a pre-existing condition. The AHCA retains these protections. However, it would allow issuers in states that receive waivers of the community rating… Read More